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MSMEs Now Have Digital OD

Supporting MSMEs, the growth engine of the country is the need of the hour. And since all the businesses thrive on finance, timely and hassle free access to working capital is a challenge.

As Yes Bank partnered with CII TechSaksham, it introduced the launch of Click OD (over draft) facility for the Bank’s existing Micro, Small and Medium Enterprises (MSME) customers. Through this, an MSME can avail unsecured OD up to Rs. 10 lakh digitally, without any documentation, select customers basis their account conduct and credit history.

All these initiatives help in supporting the MSME sector and giving it the much needed thrust to put it on a sustainable growth path. The OD facility is an end to end digital offering where the limit will be disbursed through Bank’s MSME portal. The customer has to login on the portal and just follow the steps. The limit is disbursed in a matter of few clicks.

CII TechSaksham along with Yes Bank has been supporting MSMEs in their growth story through various initiatives such as YES MSME portal and YES GST. Further, through the launch of this product, it hopes to complement its efforts to address MSME’s working capital finance needs thereby supporting them in their endeavor to be sustainable and competitive.

To access these banking benefits and reach out to TechSaksham partner Yes Bank. Click here

More Power to Farmers

Every business has its shares of ups and downs. But with SME’s it is all the more unpredictable. And so Financing is always a challenge be it farmers, Agri-traders & processors.

As Yes Bank partnered with CII TechSaksham, it introduced Commodity Finance Against Agricultural Commodity. This helped in offering credit facility to increase the holding capacity of farmers and also offered customized loan products for the purchase of Commercial Vehicles & refinance product for working capital needs.

With simpler assessment and faster turnaround time, and longer tenure of credit facility that can extend upto 11 months, and speedy loan sanction, it gave more power to farm people.

Wide range of commodities like Cereals, Oilseeds, Pulses & Spices financed across 97 locations pan India were covered under this project. The Commodities collected are stored in Government and Private warehouses under the care of professional collateral managers and Regular stock inspections, fumigation and maintenance is done to ensure safekeeping of stocks.

All you have to do is download the App – YES MSME from Google Playstore /Apple Store, on the landing page click on login and follow the instructions to apply for easy hassle free commodity loan.

CII TechSaksham along with yes bank has opened a whole new gateway of easy loans solutions and made life of lots of SME’s a lot easier.

To access these benefits and reach out to TechSaksham partner Yes Bank. Click here

Accelerate Growth with Easy SME Loans

India has more than 40 million registered and unregistered SMEs engaged in varied sectors including IT, manufacturing, packaging, and food processing. This growth drivers of the country, contributing about 40% to India’s GDP, are a vital part of India’s growth journey. But for them to access finance at the right cost is still a challenge.

As yes bank partnered with CII TechSaksham it introduced an array of Business Loans termed as YES SME LOANS that created customized products propositions to perfectly match the business needs of SME’s.

These easy, hassle free SME loans offer various propositions.

The YES Suyog programme aimed at providing a comprehensive solution for the financing requirements of SMEs engaged in manufacturing, trading and services.

The YES Samriddhi proposition is a financing proposition designed to meet the requirements of businesses engaged in trading, manufacturing and services.

The Cash Backed Lending Programme aims to provide a comprehensive solution for the financing requirements of Traders, Manufacturers and Service providers with immediate approval and disbursement of non-fund based facility
Smart Overdraft is aimed at providing working capital limit up to INR 1 Cr without balance sheet for MSMEs engaged in manufacturing, trading and professionals like Doctors, Chartered Accountants, Engineers and Architects.

YES GST program is aimed at providing quick and simple access to finance facilities for MSME enterprises.

All you have to do is download the App – YES MSME from Google Playstore /Apple Store, on the landing page click on login and follow the instructions to apply for easy hassle free YES SME LOANS.

CII TechSaksham along with yes bank has opened a whole new gateway of easy loans solutions and made life of lots of SME’s a lot easier.

To access these banking benefits and reach out to TechSaksham partner Yes Bank. Click here

Easy Way to Hold Your Business Finances

Life of the owners of an SME is on the move. All the time running from pillar to post to make the ends meet. In this scenario, small business owners often fail to view and take complete control of their business finances.
When YES Bank partnered with CII TechSaksham it introduced YES MSME. This is an industry-first solution which provides a single interface for all multiple banking needs of MSMEs, including cash flow management, credit limits and utilisation, credit document submission, bulk payments etc.

In addition to the usual banking transactions that MSMEs were able to earlier perform online, the new digital banking solution from YES BANK allows them to interact deeply with multiple banking solutions through a single interface right from accessing and transacting through Current & Savings Accounts at one place, getting a consolidated view of all loan relationships, tracking Bank Guarantees (BGs) and Letters of Credit(LCs), submitting Stock/debtor statements to raising service requests and managing Employees’ Salaries. YES BANK’s novel digital solution is a sophisticated yet simple to use application and takes care of MSMEs’ everyday financial operations, with ease.

All you have to do is download the App – YES MSME from Google Playstore /Apple Store, on the landing page click on login and follow the instructions to take care of your everyday financial operations, wherever you are.
CII TechSaksham along with yes bank has opened a whole new gateway of novel digital solution, which is a sophisticated yet simple to use and had made life of lots of SME’s a lot easier.

To access these banking benefits and reach out to TechSaksham partner Yes Bank. Click here

Communicate more Internally

Launched in 2018 and today has over 5 million users, WhatApp Business has been a game changer for Indian SMEs. With 78% SMBs registering sales growth and 80% believing that this platform allows them to sell products or services in other cities, states or countries, this company’s focus on the small businesses is surely undeterred. But one cannot ignore.

As WhatsApp partnered with CII TechSaksham to empower SMEs, it not only helped in customer communication but also aided customer support and internal team communication.

Internal communication is of prime importance especially when your business is growing. But many times when one tries to implement any new tool, they get resistance from the employees as people are reluctant to ‘learn’ new things. But for WhatsApp no training is required neither is there any need to remind the team to check their WhatsApp as everyone is already hooked to it. Groups of Sales & Development team on WhatsApp are formed and share instant messages instead of an email. It’s fast and easy to use. And with WhatsApp Web, it becomes even easier to type messages using a web browser.

With CII TechSaksham, WhatsApp has reached SMEs as a powerful communication tool for various business activities. It’s both cost effective and profitable. All one has to do is download the App and get started.

To access these benefits and reach out to TechSaksham partner WhatsApp. Click here

Communicate more Business @less Cost

What is a perquisite for a successful business? First and foremost is the right communication to the right target audience. This was always a challenge with SME’s where traders and professionals had more to offer but less means to convey.

The launch of WhatsApp Business was an apt solution to this problem. As Whats App partnered with CII TechSaksham, it empowered micro and small businesses — traders and professionals to aggressively use WhatsApp Business platform to communicate with customers and prospects —and improve customer support and experience.

For online Travel Services Company, WhatsApp solved refund and ticket related issues. They could also receive and retrieve their booking information.

Meanwhile, food delivery companies, experimented with the platform, to inform customers about the status of their order and also integrated a map-based order tracking system. Businesses could also benefit from the payments feature on the platform, which exists for some users.

This free to download app helped create a catalog to showcase products and services to the customers. One could communicate with their clienteles easily by using tools to automate, sort and quickly respond to the messages. It also aided in customer support and delivers important notifications to them. Moreover it respects customer’s privacy by taking permission from customers to send them a message while they use WhatsApp Business API.

From disseminating information to offering customer service, CII TechSaksham has empowered SME’s with this handy tool for businesses to engage with consumers efficiently. Though largely suited for online ticketing, e-commerce, and food delivery companies, it has a user base of more than five million businesses around the world.

To access these benefits and reach out to TechSaksham partner WhatsApp. Click here

Showcase more with WhatsApp Business

Whatever be your business, showcasing all the products is of utmost importance. This was a challenge for SME’s that do not have a web presence, and are increasingly using private social platforms for interacting with their customers but could not share the list of products which was vast.

As WhatsApp partnered with CII TechSaksham it introduced a feature where SME’s could utilize product catalogs in their WhatsApp Business listings and provide more information about, and images of, the items that they provide.

As stated by WhatsApp
“Catalogs are a mobile storefront for businesses to showcase and share their goods so people can easily browse and discover something they would like to buy. Previously businesses had to send product photos one at a time and repeatedly provide information — now customers can see their full catalog right within WhatsApp. This makes business owners look more professional and keeps customers engaged in the chat without having to visit a website.”

To enable easy sharing of already created catalogues, WhatsApp has provided a Catalog button in the sharing menu. How to get started with the feature has been detailed in a video.

This has attracted several small and medium businesses (SMBs) to the WhatsApp Business platform. It has attracted companies like UrbanClap, Goibibo, MakeMyTrip, RedBus, Eat.Fit, Oven Story and many more.

To access these benefits and reach out to TechSaksham partner WhatsApp. Click here

WhatsApp Business Digitalizes India’s SMEs

WhatsApp Global Head Will Cathcart said, “Technology can help address some of India’s challenges and enables economic opportunities for small and micro enterprises. But it’s the people who bring it to life.”

A country which accounts for 400 Mn users out of its total installed base of over 1.5 Bn users, is a boon for online applications. But even with this multifold growth in the number of smartphone users and increased internet penetration, digitalization was a challenge for small and medium enterprises.

While many tech companies and startups have supported digitization of the MSME sector, the entry of WhatsApp Business changed the game forever. It solved all the Digital woes and boosted their sales by improving the way they serve customers in an online world.

This free to download app helped create a catalog to showcase products and services to the customers. One could connect with their clienteles easily by using tools to automate, sort and quickly respond to the messages. It also aided in customer support and delivers important notifications to them.

This has attracted several small and medium businesses (SMBs) to the WhatsApp Business platform. With categories such as ice creams and handicrafts with this SMB and SME-focussed approach, For example. Artinci Artisanal Foods sells its ice creams over WhatsApp Business and the same is the case with wholesale saree seller SareeVenue, handloom store Himalayan Kraft, Indian comics company TBS Planet and menstrual cup manufacturer Dea Corp.

Cathcart truly said, “Small businesses are the backbone of a strong economy and I am proud of the role WhatsApp can play in helping to build the next generation of India’s entrepreneurs.”

To access these benefits and reach out to TechSaksham partner WhatsApp. Click here

Get GST Ready

As implementation of the ‘one nation-one tax’ regime has made tax filing simpler, systematic, and also streamlined processes, it was not easy for the micro, small and medium enterprises (MSME) sector, which faced problems with cash flows and GST compliance.

As Vodafone partnered with CII TechSaksham, it introduced GST ReadySolutions4Business, an integrated bundle of specialized packages to make SMEs GST Ready.

These solutions have been created in association with some of the top industry experts, keeping the requirements of their business at the forefront. It will give their business easy access to simplified GST e-filing software and professional accounting support for 2 years. While some packages get you a laptop, accounting package, GSP & ASP software solution, unlimited connectivity powered by Vodafone, professional guidance and support, and cloud storage for financial data backup for 2 years, others includes a tablet, GSP & ASP software solutions, unlimited connectivity powered by Vodafone, and cloud storage for financial data backup for 2 years.

All one has to do is download the app or visit the website or get in touch with the customer care and select the package that suits their business.

With Vodafone, CII TechSaksham has enabled MSMEs to channelize manpower and other resources towards business growth and development.

To access these benefits , reach out to TechSaksham partner Vodafone. Click here

Make Your Business Future Ready

In a constantly evolving marketplace, staying ahead of your competition is necessary.it is very important to have an in-depth knowledge about them and then assess your way ahead. And for SMEs it is challenge.

As Vodafone partnered with CII TechSaksham, it introduced the Ready Index: a unique tool which will help SMEs become ready for the future.

With ready index solutions SME’s first have to complete a survey to get inputs on their business strengths and areas of improvement, so that their business can be more responsive, agile and Ready for the future. This user-friendly tool offers an in-depth assessment of 10 major industries and competition, Comprehensive report statistics followed by relevant product recommendations.

All one has to do is download the app or visit the website or get in touch with the customer care and fill the survey to start the process.

With CII TechSaksham and Vodafone, SME’s can now empower their business for the technological needs of tomorrow.

To access these benefits, reach out to TechSaksham partner Vodafone. Click here

Making Small Businesses Bigger

Smart-business owners are understanding the need to go digital for better growth. As the world gets more connected, it is important for SME’s to build their growth plans on a solid digital foundation.

As Vodafone partnered with CII TechSaksham, it introduced packages for business owners to enable their business digitally.

With its Internet Presence solutions SME’s can have online presence, get the right domain name, business email and design their own website. Protection of critical business data is also of utmost importance. It also offers an advanced suite of cloud based end-point security services for Windows, Mac, and mobile devices and apps for teams to work together.

All one has to do is download the app and get in touch with the customer care for the plan that is best suited for your business.

With CII TechSaksham, SME’s can now empower their business digitally with no initial investments, and 24X7 support.

To access these benefits , reach out to TechSaksham partner Vodafone. Click here

Ready Hospitality to Build Customer Connections

Labelled as the backbone of the Indian economy, the potential of SME sector continues to increase as newer ideas and technologies enter the market. However, collaborating across units and keeping employees connected wherever they are is a constant challenge.

As Vodafone partnered with CII TechSaksham it launched tailor-made solutions taking into account the diverse range of SMEs and turned the challenges into opportunities. With Vodafone ready hospitality Solutions, building strong customer connections is easy.

As the number for customers is growing exponentially, businesses need to provide additional, reliable services and retain existing customers while maintaining focus on their core operations. From getting rich insights on customer behavior and preferences, Vodafone is helping you make the right strategic decisions and increase digital engagement with potential customers.

All you have to do is contact your customer care and ask for the plan of your choice.

With CII TechSaksham, SME’s could get access to additional services like high-speed Wifi so that customers have more reason to stay, and more reasons to keep coming back.

To access these benefits, reach out to TechSaksham partner Vodafone. Click here

Best Server for Finest Business

With so many server types, processors, hard drive and other options to choose from, it’s almost impossible to know where to begin. So choosing the best server for a small business can be a difficult process.

As Intel partnered with CII TechSaksham, it empowered SMEs to select the best server suited for the business of their size. It helped them know how only 3 things were necessary to consider while selecting a server.

A server is a remote computer that is always on and connected to the internet and can be used to host a diverse variety of services and applications that are accessed and controlled over the internet.to choose the Best Small Business Server for their Needs.

SMEs have to start by researching server specs based on the applications they plan to run. They have to decide which processor, RAM, and hard drive requirements they should select when setting up a small business server either themselves or with help of an expert server consultation.

You also have to decide whether to purchase a server to host in your office, or lease a server in the cloud. Cost of setting it up is also important be it renting or owning a server. Last but not the least select the server type Hybrid, Cloud and Dedicated Servers. And then place the order.

CII TeckSaksham with Intel enabled SME’s with the best servers suited for their needs. While every business is unique, deciding the best on a cheaper or more expensive server is a very important task.

To consult for choosing best server for your business, reach out to TechSaksham partner Intel. Click here

Be AI Ready

Artificial Intelligence has unleashed a new era of creativity and ingenuity. If put to use correctly it can accelerate discoveries and change the way industries work but to make these technological advancements reach SMEs which are the growth engine of the country is a challenge.

When CII TechSaksham partnered with Intel, it brought with itself the expertise of powering as much as 97 percent of data center servers running AI workloads at present in the world. SME’s could now with work closely with the AI community to accelerate discoveries and make meaningful progress on how to use artificial intelligence to add value to their industry.

Whether it’s finding water on the moon, speeding critical medical diagnoses, or seeing product defects faster, Artificial intelligence is the key. To aid this process around 99,000 developers, students and professors have been trained in artificial intelligence (AI) in India since April 2017. Premier educational institutes like the IITs in Delhi, Mumbai, Kharagpur, Kanpur, Chennai, and IIITs in Bengaluru, Hyderabad, BITS Pilani, ISI Kolkata, IISc Bangalore, CDAC and companies like Shell and TCS among others who tied up for training under its AI developer education.

.”In order to reach a future situation of ‘AI everywhere’, we have to deal with huge amounts of data generated and make sure organizations are equipped with what they need to make effective use of the data and process them where they are collected.” CII TechSaksham will aid SME’s to take advantage of this initiative by Intel which is aims to democratize AI through collaborations with partners and customers.

To access the benefits of AI, reach out to TechSaksham partner Intel. Click here

Intel to Skill Industry-ready Workforce

Be it sales, marketing or customer management, the life of a small and medium business owner is overloaded with varied responsibilities. Keeping up with the workflow single-handedly or even with a small team could be overwhelming. Therefore, considering the time crunch, it is crucial for SMBs to prioritize tasks which have massive impacts.

Intel partnered with CII Techsaksham to encourage ERP in MSMEs. With government focusing on ease of doing business and continuously working towards the growth of entrepreneurs. The role played by MSMEs to Make in India can be assumed by its contribution in GDP, manufacturing products, exports and employment generation.

Intel will extend Skill India through Tool Rooms. These are equipped with state-of-the-art machinery & equipment. They are engaged in designing and manufacturing of quality tools, which are necessary for producing quality products, and improve the competitiveness of MSMEs in national and international markets. Not only are the Tool Rooms equipped with the best technology, they are also abreast with the latest advancements in the field and periodically updated. They have also developed special training programs to meet the requirements at international level.

CII TechSaksham, is focusing on an Integrated Development of the related segments of industries by way of providing International Quality Tools, Trained Personnel and Consultancy in tooling and related areas and SME’s are constantly crossing new frontiers in the quest for excellence and beyond.

To access these benefits and reach out to TechSaksham partner Intel. Click here

Boost Technology with Intel

Technology adoption in SME’s has always been a challenge. Apart from Lack of knowledge, lack of understanding and guidance of business benefits, resistance to incurring upfront investment-related costs to implement technology, and lack of skilled/trained manpower to manage technology setups are one of the key barriers for low adoption of technology.

As Intel partnered with CII TechSaksham, it launched a nationwide initiative to enhance technology adoption among Small and Medium Enterprises.

A survey conducted by the Forum across 19 states also showed that over 34 per cent of the overall 1,29,537 MSME respondents are employing digital means for communicating with employees, customers and suppliers whereas only 7 per cent have fully embraced digital technology or SAAS Solutions. Over half of the MSMEs highlighted several benefits including higher profitability, operational efficiency and improved customer engagement.

With CII TechSaksham many SME’s have already cashed in on these opportunities, as Dell has given plenty of free resources to enhance technology more easily. From simple analytics tools to advanced cloud and ERP solutions, it has helped transformed many businesses by upgrading to computers powered by Intel-core 8th Gen processors and the latest technology in both local and international markets.

To access these benefits and reach out to TechSaksham partner Intel. Click here

Full Colour 3D Printers to Boost SMEs

SME sector, rightly known as India’s ‘engine of growth’, has scaled significantly over the years on the back of increasing awareness, digital advancements and better opportunities. But lack of upgradation has always been a challenge especially for manufacturing competencies.

As HP partnered with CII TechSaksham, it brought the industry’s first 3D printer to the country that would enable small and medium businesses (SMBs) and start-ups produce low-cost functional parts in full colour, black or white.
Designed for the manufacturing environments, this new series complements HP’s existing industrial-grade “Jet Fusion 4200/4210 3D” solutions which deliver the lowest cost per part. With its cutting-edge technology, designers and engineers can reimagine products, leverage new materials, escape the limitations of traditional manufacturing and produce new products quickly and efficiently.

To further empower SMEs, Open Centre of Excellence of 3D Printing have been opened to fuel innovation in manufacturing and help upskill young professionals to make get ready for Industry 4.0. These centres will be equipped with 3D printers that can handle short run production and functional prototyping.

With CII Techsaksham, HP will give small and medium businesses (SMBs) and start-ups, an opportunity to learn more about the benefits of Additive Manufacturing. Its impetus in automotive, electronics and aerospace makes technologies like 3D printing market-ready.

To access these benefits and reach out to TechSaksham partner HP. Click here

Go Digital and Conquer!

Whether its hotel reservations, or bill payments or know how of people we love, everything revolves around connected devices these days. So this makes it necessary for your business to stay online to connect with more customers. This was the challenge with Small and Medium-sized Business (SMB) owner, who could not use the latest digital trends to enhance their business.

When HP partnered with CII TechSaksham, it helped garner the information on the benefits that SME’s will get if they go online Money is Here- In the past three years around 90 million online buyers, have been spending time online on their smart devices using internet. With India being the fastest-growing market for e-commerce, that’s where you should be. Online serving your customers.

Sale strategy improves- e-commerce gives you an access to huge amount of customer data and insights to track your customer’s buying behavior and be more responsive to their needs.

And also it will help you stay ahead of the competition. So all you need to do is keep up with this technology change and understand digital consumer preferences.

With CII TechSaksham many SME’s have already cashed in on these opportunities by offering online stores and delivery options, HP has given plenty of free resources to help you go digital more easily. For example, initiatives such as Startup India help you obtain government subsidies, granting you greater financial flexibility to venture into e-commerce.

So go digital and conquer!

To access these benefits and reach out to TechSaksham partner HP. Click here

Boost Your Business Productivity Now!

Even though online presence has penetrated deep in our lives, its effective use is still a challenge. MSME’s still can’t put it to best use for streamlining their business and shifting their focus on innovation and growth. Moreover choosing right platforms from the pool of millions of online tools is a different ball game all together.

Here are some simple yet useful online tools that can be accessed free of charge via computers or mobile phone apps. These can easily be used by SME’s to easen their business processes and give them a digital push. Some of these online tools are

1. HootSuite – this tool helps you connect with prospects and existing customers across multiple social media platforms in one simple-to-manage dashboard.

2. Slack – What makes Slack truly special is its ability to organize conversations in separate channels that allows teams to communicate more effectively and complements the use of email for greater productivity.

3. Wave – Wave is cloud-based accounting software, specially designed to help smaller businesses track expenses, send invoices, collect payment, and balance the books all in one place with zero fees.

4. Dropbox – Now anywhere, anytime Dropbox allows you to access files on any device—desktop, laptop, tablets, and smartphones— with the added flexibility of sharing them with anyone you choose. It’s work on the go!

5. Evernote – With Evernote, you’re able to take quick notes on the go, then make them accessible on your computer or any other mobile device to continue working on your big idea later.

These free online tools can easily be downloaded and have free trials. TechSaksham will now help SME’s to try these tools and see which ones offer the most value to their business. It will ensure that they are equipped with the right business devices and solutions to get the most out of any of these online tools and are empowered with digitization.

To access these benefits and reach out to TechSaksham . Click here

One-stop-shop for Technology Needs


Even though some startups and small businesses have a clear technology roadmap, they do need support to plan their technology needs. So technology adoption is a challenge for SMEs.

Dell partnered with CII TechSaksham and introduced a dedicated online portal for small and medium businesses (SMB) sector in India. This will help tap more startups and small businesses with customized server solutions and computers from Dell.

This one-stop-shop for their technology needs will not only create a seamless online direct sales mechanism but also be guided by timely technology adoption advisory offered by Small Business Advisors. Its two offline Solution Centres in Bengaluru and Chennai will assist and advise small businesses on the technology adoption and right solutions for them.

CII TechSaksham, along with Dell will boost growth in the SMB business vertical by assisting and advising small businesses on the technology adoption and right solutions for them.

To access these benefits and reach out to TechSaksham partner Dell. Click here

Centre to Support Small Businesses


Even though MSMEs have gone ahead with digital adoption, awareness about cybersecurity, data security and privacy of the data still create barriers among these small business owners.Dell Technologies partnered CII Centre for Digital Transformation (CDT) has launched DXcel – the Digital Transformation Excellence Model of the CII – CDT.

DXcel is a unique tool, which allows a broader participation and evaluation of companies to reveal where they are in their digital transformation journey with an aim to support MSMEs looking to adopt digital technologies to stay relevant in the future.This centre will act as a neutral platform to allow the technology providers and consultants to offer support to 6,000 MSMEs, which are CII members, this year. Dell,along with other members of CDT, will offer online assessment and advisory services to help businesses identify their digital preparedness based on three categories — digital starter, digital explorer, and digital performer. It will also help them map whether they are at an average level within their sector or are lagging behind.

The centre will then advise them and help them build a personalized roadmap and strategies to move ahead of the curve.CII TechSaksham along with Dell will act as a neutral platform to allow technology providers to support MSMEs and help them in crossing new frontiers in the quest for excellence and beyond.

To access these benefits and reach out to TechSaksham partner Dell Click here

Small Business Isn’t Small – Dell

Team up with a technology partner that knows how big your business can be. Dell Small Business Technology Advisors provide one-on-one partnership and customized solutions to help your business grow. Because when you have the technology you need, you can focus on what matters most: getting business done.